Managing My Finances

• Ynab seems quite good.
  • It feels better than other budgeting apps like Mint because you can directly interact with the data.
• Based on this, I want to organize the money I spend each month and check the balance with the living expenses I receive.
  • 202209以降お金の管理 (Managing Money from September 2022 onwards)
  • 202308 過去一年のお金の収入支出確認 (Confirmation of Income and Expenses for the Past Year)

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• Until I was a sophomore in high school, I only had a few tens of thousands of yen in my possession at most.

• Due to the 未踏 effect, a large amount of money suddenly came in.

  • I still don’t know how to deal with that amount of money.

• Lately, I’ve been spending it recklessly.

  • In my mind, I have this kind of thinking like “a lot - 1000 yen = a lot”.
    • It’s terrible.
  • I want to manage it more properly.
    • i.e. I want to eliminate the gap between my sense of spending and the actual quantitative amount of spending.

• I used a budgeting app before, but the labeling accuracy was low and it didn’t fit well.

• For now, I just need to check the amount of expenses and visualize them.

  • If that’s all, a budgeting app should be enough.
    • Come to think of it, I don’t really need labeling in a budgeting app.

• There seems to be a meaning in intentionally doing the manual data transfer work once a month.

• I’ll try keeping 自分の家計簿 (My Budget) in Scrapbox.

  • I’ll do it after October 20th.
  • Since I can get the data in CSV format, I can also create graphs.

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